---
title: "Banks & Fintech in Portugal"
description: "Portuguese banks and borderless fintech accounts for opening accounts and moving money. Every entry is one we have used ourselves, and nobody can pay to appear."
url: "https://ultimateportugal.com/directory/banks-fintech"
author: "Rex McIntosh"
author_role: "Founder & Editor, Ultimate Portugal"
author_url: "https://ultimateportugal.com/authors/rex-mcintosh"
publisher: "Ultimate Portugal"
license: "Free to read and quote with attribution to Ultimate Portugal."
directory_category: "banks-fintech"
audience: "both visitors and people moving here"
listing_count: 3
---

# Banks & Fintech in Portugal

## The short answer

3 entries, all of them used by the editor personally. Every entry in this directory is something the editor has personally used or belongs to. Nobody can pay to appear, there are no sponsored placements, and "well known" is not a qualification. Where a category has nothing in it, it stays empty and says so rather than being filled from a search results page. That is why the list is short.

Portuguese banks and borderless fintech accounts for opening accounts and moving money.

## The 3 we have used

### Millennium BCP

One of Portugal’s largest retail banks, with branches everywhere and an English-language app. A Portuguese IBAN at a Portuguese bank is what landlords, utilities and Finanças actually expect.

- **Website:** https://www.millenniumbcp.pt
- **Why it is listed:** Our main Portuguese bank.

### Wise

Multi-currency account and international transfers at the real exchange rate. Useful before you have a Portuguese bank account, and after.

- **Website:** https://wise.com
- **Why it is listed:** We move money between countries with it.

### Revolut

App-based account with cards and instant transfers, opened in minutes. That speed matters when a landlord wants a deposit this week and a Portuguese bank wants an appointment next month.

- **Website:** https://www.revolut.com
- **Why it is listed:** In daily use here.

---

Ultimate Portugal — https://ultimateportugal.com
HTML version of this page: https://ultimateportugal.com/directory/banks-fintech