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UPUltimate Portugal

Who writes this

Rex McIntosh

Founder & Editor, Ultimate Portugal

Moved to Portugal in 2022. Lives in Oeiras.

I moved to Portugal in 2022 with my wife and our three kids. We did it the ordinary way: no relocation package, no company sponsoring the visa, no fixer handling the paperwork. Just the two of us, three children, a pile of documents and a lot of guessing.

We rented first, which I would still recommend to almost anyone. Renting bought us a year to learn where we actually wanted to be rather than where the internet said we should want to be. We have since bought a home in Oeiras, just west of Lisbon, and Portugal is where we plan to be for a long time to come.

I have lived the ups and the downs of this. The appointment that gets cancelled the week before. The rule that changed after you already filed. The advice on a forum that was accurate two years ago and is now quietly wrong. The good parts too: the first time the school run feels normal, the first time you handle something in Portuguese without rehearsing it.

That is why this site exists. When we were doing it, the information was scattered, out of date, or written to sell something. I wanted one place that tells you what is actually true right now, says when it was last checked, and does not take money to recommend anyone. Everyone arriving here is on a personal journey, and it is a lot easier when someone who already made the trip left the lights on.

What I can and cannot tell you

I am not a lawyer, an accountant or a tax adviser, and nothing here is professional advice. What I have is first-hand experience of the process and the discipline to re-check the facts and show you the date I last did it. Where a page touches money or immigration law, it links to the official Portuguese source so you can verify it yourself, and it tells you when to go and pay a professional instead.

How I keep this honest

No business can pay to be recommended or to rank higher on this site. Where a link earns a commission, the page says so. The full editorial policysets out the rules I hold myself to.

Get in touch

If something here is out of date or wrong, I want to know. Emailhello@ultimateportugal.com, or use thecontact page.

Guides by Rex McIntosh

All 12 guides on this site, each carrying the date its facts were last checked.

Living here · Bureaucracy

AIMA Appointments & Portugal's Residency Backlog: How to Navigate It (2026)

How to get an AIMA appointment in 2026, what to do if your permit expired in the backlog, the CPLP and pre-booked regimes, documents and legal help.

12 min read · checked June 2026

Moving · Taxes

IFICI Explained: Portugal's NHR 2.0 Tax Regime in 2026

What replaced Portugal's NHR scheme? A clear 2026 guide to IFICI (NHR 2.0): the 20% flat rate, who qualifies, who doesn't, and how to apply.

12 min read · checked June 2026

Moving · Visas & Residency

Portugal D7 Visa: The Complete 2026 Guide (Passive Income & Retirement)

How the Portugal D7 visa works in 2026: income guidelines, documents, the step-by-step process, AIMA timelines, renewals and the path to citizenship.

12 min read · checked June 2026

Visiting · Planning

The Best Time to Visit Portugal: Month-by-Month Guide (2026)

When to visit Portugal in 2026: a month-by-month breakdown of weather, crowds, prices and festivals, plus the best season for beaches, hiking and wine.

13 min read · checked June 2026

Living here · Healthcare

Healthcare in Portugal (2026): SNS, Private Insurance & How to Register

How healthcare works in Portugal in 2026: registering with the SNS, getting a utente number and família doctor, costs, pharmacies and private insurance.

11 min read · checked June 2026

Moving · Bureaucracy

How to Get a NIF in Portugal (2026): Step-by-Step

A practical 2026 guide to getting a Portuguese NIF: in person at Finanças vs remotely, when you need a fiscal representative, documents, costs and timelines.

12 min read · checked June 2026

Moving · Visas & Residency

Portugal D8 Digital Nomad Visa: 2026 Requirements & How to Apply

The Portugal D8 digital nomad visa in 2026: temporary-stay vs residency options, the ~4x minimum wage income rule, documents, tax implications and how to apply.

11 min read · checked June 2026

Visiting · Itineraries

The Perfect 7-Day Portugal Itinerary (2026): Lisbon, Sintra, Porto & the Douro

A day-by-day 7-day Portugal itinerary for 2026: Lisbon, a Sintra day trip, the train to Porto and the Douro Valley, with where to stay, transit and food.

13 min read · checked June 2026

Moving · Money & Cost of Living

Cost of Living in Portugal 2026: Real Budgets by City & Lifestyle

Honest 2026 cost-of-living budgets for Portugal by city and persona — retiree, nomad couple, family of four. Rent, utilities, groceries and more, with real ranges.

13 min read · checked June 2026

Visiting · Planning

Porto vs Lisbon: Which to Visit (or Move To) in 2026?

Porto vs Lisbon in 2026: an honest comparison of vibe, food, cost of living, rent, weather and the nomad scene — for both visitors and people moving over.

13 min read · checked June 2026

Moving · Visas & Residency

Portugal Golden Visa in 2026: Routes, Costs & Is It Still Worth It?

The Portugal Golden Visa in 2026 after the real-estate route closed: investment-fund, job-creation and donation options, costs, AIMA delays and the citizenship path.

12 min read · checked June 2026

Visiting · Transport

Getting Around Portugal (2026): Trains, Buses, Driving & Car Hire

How to get around Portugal in 2026: CP trains, Lisbon and Porto metros, travel cards, Rede Expressos buses, tolls and Via Verde, car hire and ferries.

11 min read · checked June 2026